Having idle cash that’s just within reach is something everyone wants. However, tucking them under a mattress for a rainy day isn’t exactly ideal, as you could be using them to grow your finances.
This is where Maybank Savings+ comes into play! It is a feature within the MAE app that can allow and help customers earn daily by simply investing idle cash for daily returns. However, there’s more to it than just helping Malaysians earn a little extra. Here’s why this handy tool is a cut above the rest.
Getting Started
What differentiates Maybank Savings+ from the rest is that it takes your funds and places them in low-risk investments. As a result, they are a more appealing option for those who are just starting out on their option.
To begin their Maybank Savings+ journey, customers must first have a CASA account and then a unit trust account with Maybank. New Maybank users can register and open these accounts via the MAE app. Once all of that has been settled, customers can start growing their funds—it’s that simple.
Low Barrier Of Entry And Enhanced Returns
While they are low-entry risk, Maybank Savings+ still offer highly competitive and even enhanced returns when it comes to daily interests. Through this method, Maybank estimates a potential return of up to 3.32% p.a. as of 30 June 2026. Returns are not guaranteed and may vary depending on market conditions.
Maybank Savings+ allows customers to deposit as little as RM10. Conversely, a user can also add as much as they want, as there is no maximum amount. This lets them set aside any idle amount they may have for more and more returns.
Flexibility And Convenience At Your Fingertips
Since the Maybank Savings+ feature is built into the MAE app, all users really have to do is open the app and start growing. There’s no secondary app to constantly switch between. Since it’s all built-in the MAE app, you can quickly view your daily earning rates with just a few taps. Moreover, you can also keep track of your investment activities, transactions, and earnings all in one dashboard.
To help smoothen out your plans, you can set up an optional automated depositing feature which triggers once a month. Simply set the amount, and the feature will automatically take the specified sum from your account at a fixed date. Alternatively, you can also disable such a feature, allowing you to add as much as you are comfortable with each month.
Of course, once you’re satisfied with your saving’s growth, you can withdraw your earnings at any time. Simply input the amount you want to withdraw, and Maybank will deposit it into your account after a few days.
Typically speaking, these sorts of saving plans often require commitment. More often than not, banks and other relevant firms have lock-in periods which prevent or deter people from pulling away their funds. Fortunately, Maybank Savings+ has no such thing, allowing customers greater control and freedom over their money and how they choose to spend it.
Start Saving The Smart Way
With its low barriers to entry, flexible deposit amounts, and daily returns, Maybank Savings+ has positioned itself as the ideal savings tool method for beginners and veterans who’d like to grow their idle cash. However, there is no time like the present! So what are you waiting for? Download the MAE app and start seeing returns in your savings today. For more information, visit here.
This article is brought to you by Maybank.